Well, the decision is already taken and you know for certain that you are going to go for it. Of course, that's the way out. But still there are some doubts as for you should have used reverse mortgage loans at first place. But let's look at the situation once more. Is there really anything you should worry about? Is there anything you can possibly lose? Well, the answer is obviously negative. There's really nothing to worry about. On the other hand the benefits are obvious too. You will get rid of all the worries you used to have, you'll finally be able to afford yourself things, which you haven't ever afforded. Why not taking advantage of the situation. The risk is excluded, and the benefits are obvious, what's there to worry about? Of course, you can consult a loan professional, and even get a free consultation online. Such loans work in a bit different way, however they also provide people with financial independence.